Best Portfolio Tracker Apps 2025: Compare Top Options
Best Portfolio Tracker Apps 2025: Compare Top Options
Managing your investments across multiple accounts can be overwhelming. Whether you have a 401(k), IRA, taxable brokerage account, or cryptocurrency holdings, keeping track of everything in one place is essential for making informed financial decisions.
In this comprehensive comparison, we evaluate the best portfolio tracker apps of 2025 to help you find the perfect solution for monitoring your wealth.
Quick Comparison: Best Portfolio Trackers 2025
| Feature | Empower Best Choice | Kubera | Stock Events | Delta | Sharesight |
|---|---|---|---|---|---|
| Our Rating | 4.8/5 | 4.6/5 | 4.5/5 | 4.4/5 | 4.3/5 |
| Starting Price | Free | $150/year | Free / $4.99/mo | Free / $8.99/mo | Free / $15/mo |
| Multi-Account Sync | |||||
| Performance Tracking | |||||
| Asset Allocation View | |||||
| Retirement Planning | |||||
| Cryptocurrency Support | |||||
| Mobile App | |||||
| Fee Analyzer | |||||
| Investment Checkup | |||||
| Try Empower | Try Kubera | Try Stock Events | Try Delta | Try Sharesight |
What to Look for in a Portfolio Tracker
Before diving into our detailed reviews, here are the key features that separate great portfolio trackers from mediocre ones:
- Multi-account aggregation: Connect all your investment accounts in one dashboard
- Real-time syncing: Automatic updates from your brokerages
- Performance analytics: Track returns, dividends, and gains/losses
- Asset allocation: Visual breakdown of your portfolio composition
- Tax reporting: Help with cost basis and capital gains calculations
- Security: Bank-level encryption and read-only access
1. Empower (formerly Personal Capital) - Best Overall
Empower stands out as the best free portfolio tracker available today. Formerly known as Personal Capital, this platform offers institutional-grade tools completely free for self-directed investors.
Key Features
- Free comprehensive dashboard: Track all accounts including 401(k), IRA, brokerage, and bank accounts
- Investment Checkup tool: Analyzes your portfolio against target allocation
- Fee Analyzer: Identifies hidden fees eating into your returns
- Retirement Planner: Monte Carlo simulations for retirement projections
- Net worth tracking: Complete financial picture beyond investments
Pros
- Completely free for portfolio tracking features
- Best-in-class retirement planning tools
- Fee Analyzer identifies hidden costs
- Supports 401(k) and employer plans
- Investment Checkup provides actionable insights
Cons
- May receive calls from financial advisors
- No cryptocurrency tracking
- Can feel overwhelming for beginners
- Limited manual account support
Who Should Use Empower?
Empower is ideal for investors focused on long-term retirement planning who want comprehensive analytics without paying a subscription fee. If you have multiple retirement accounts and want to see everything in one place, Empower is the clear winner.
Try Empower Free2. Kubera - Best for High Net Worth Investors
Kubera positions itself as the portfolio tracker for the wealthy, offering a clean interface that tracks traditional investments, real estate, crypto, and alternative assets all in one place.
Key Features
- Alternative asset tracking: Real estate, art, collectibles, and private equity
- Cryptocurrency support: Connect crypto wallets and exchanges
- Beneficiary management: Estate planning features
- Document storage: Store important financial documents
- Family sharing: Multiple household members can access
Pros
- Tracks alternative assets like real estate and art
- Excellent cryptocurrency integration
- Clean, modern interface
- Strong privacy focus with no ads
- Family sharing capabilities
Cons
- $150/year subscription cost
- No free tier available
- Limited performance analytics
- No retirement planning tools
Who Should Use Kubera?
Kubera is perfect for investors with diverse portfolios including real estate, crypto, and alternative investments. If you have a high net worth and want to track everything from stocks to fine art, Kubera delivers.
Try Kubera3. Stock Events - Best Mobile Experience
Stock Events has emerged as one of the best mobile-first portfolio trackers, particularly popular among dividend investors who want to track income streams and upcoming events.
Key Features
- Dividend calendar: Track upcoming dividend payments
- Earnings alerts: Get notified before earnings announcements
- Stock splits and events: Never miss important corporate actions
- Clean mobile interface: Designed for on-the-go tracking
- Watchlists: Monitor potential investments
Pros
- Excellent mobile app experience
- Great for dividend investors
- Free tier offers good functionality
- Event notifications and alerts
- Crypto tracking included
Cons
- Limited account sync options
- Basic performance analytics
- No retirement planning
- Premium required for full features
Who Should Use Stock Events?
Stock Events is ideal for dividend investors and mobile-first users who want to stay informed about portfolio events. The free tier offers solid functionality for casual investors.
Get Stock Events4. Delta - Best for Crypto Investors
Delta started as a cryptocurrency tracker and has evolved into a full-featured investment app supporting stocks, ETFs, and traditional assets alongside crypto.
Key Features
- Comprehensive crypto support: 7,000+ coins and tokens
- Exchange connections: Link major crypto exchanges
- Multi-portfolio: Separate portfolios for different strategies
- Watchlists and alerts: Price alerts and notifications
- Desktop and mobile: Sync across all devices
Pros
- Best cryptocurrency tracking available
- Supports 7,000+ coins and tokens
- Multi-portfolio management
- Both stocks and crypto in one app
- Strong free tier
Cons
- Premium required for full sync
- Limited traditional investment analytics
- No retirement planning features
- Can be complex for beginners
Who Should Use Delta?
Delta is the go-to choice for crypto-heavy investors who also hold traditional assets. If your portfolio includes significant cryptocurrency holdings, Delta offers the best tracking experience.
Download Delta5. Sharesight - Best for Tax Reporting
Sharesight shines in tax reporting and performance tracking, making it popular among investors who want accurate cost basis calculations and tax-loss harvesting insights.
Key Features
- Tax reports: Capital gains, dividends, and tax statements
- Performance tracking: True money-weighted returns
- Dividend reinvestment: Tracks DRIPs accurately
- International markets: Supports global exchanges
- Professional reports: Export for accountants
Pros
- Excellent tax reporting capabilities
- Accurate performance calculations
- Supports international markets
- Professional-grade reports
- Dividend tracking and DRIP support
Cons
- Higher price for full features
- Limited free tier (10 holdings)
- No real-time data on free plan
- Learning curve for reports
Who Should Use Sharesight?
Sharesight is perfect for investors who prioritize accurate tax reporting and performance measurement. International investors and those with complex tax situations will appreciate its detailed reports.
Try SharesightHow We Evaluated These Portfolio Trackers
Our comparison methodology considered:
- Account connectivity: How many brokerages and account types supported
- Data accuracy: Reliability of syncing and real-time updates
- Analytics depth: Quality of performance and allocation insights
- User experience: Ease of setup and daily use
- Value for money: Features offered relative to cost
- Security: Encryption, read-only access, and data protection
Portfolio Tracker Pricing Comparison
| App | Free Tier | Premium Price | Best For |
|---|---|---|---|
| Empower | Full features | Free | Overall |
| Kubera | None | $150/year | High net worth |
| Stock Events | Basic | $4.99/month | Mobile users |
| Delta | Basic | $8.99/month | Crypto investors |
| Sharesight | 10 holdings | $15/month | Tax reporting |
Our Verdict: Which Portfolio Tracker Should You Choose?
Quick Verdict
Choose Empower if: You want comprehensive free tracking with retirement planning tools
Choose Kubera if: You have alternative assets like real estate or art to track
Choose Stock Events if: You're a dividend investor who lives on mobile
Choose Delta if: Cryptocurrency makes up a significant portion of your portfolio
Choose Sharesight if: Tax reporting accuracy is your top priority
Frequently Asked Questions
Are portfolio tracker apps safe to use?
Yes, reputable portfolio trackers use bank-level encryption and read-only access to your accounts. They cannot move money or make trades - they can only view your account information.
Can I track cryptocurrency with these apps?
Kubera, Stock Events, Delta, and Sharesight all support cryptocurrency tracking. Empower currently does not track crypto holdings.
Is there a completely free portfolio tracker?
Empower (formerly Personal Capital) offers full portfolio tracking features completely free. Other apps have free tiers with limited functionality.
How often do portfolio trackers update?
Most portfolio trackers sync at least once daily. Some offer real-time or near-real-time updates on premium plans.
Can I track my 401(k) with these apps?
Empower excels at 401(k) tracking and supports most major plan providers. Other apps have varying levels of employer plan support.
Last updated: January 2025. We regularly review and update our comparisons to ensure accuracy.
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Written by
John SmithJohn is a financial analyst and investing educator with over 10 years of experience in the markets.